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SME Banking

By Praveen Kumar
[ DGM | Bank of Baroda ]




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Career Counselling 2.0




Career Counselling 2.0


Career Counselling 2.0






Career Talk Information




What is SME Banking?


You may be curious about a Career in SME Banking. Unfortunately, it is very difficult to find information about What SME Banking actually is. Most pages on the internet just talk about How to get into SME Banking. The most authoritative source of information on SME Banking is someone with real experience in it.

Praveen Kumar has 21 years of professional experience in SME Banking. Praveen Kumar describes SME Banking as:

SME Banking services provides financing solutions to small and medium enterprises (SME) to grow their businesses in India and abroad.





How Praveen Kumar got into SME Banking?


After completing my BA in Economics, English and Maths from HNB Garhwal University, I got placed at Bank of Baroda. I served there for 38 years. I retired as Deputy General Manager from Bank of Baroda.





Praveen Kumar's Talk on SME Banking



Starts with what is:
     1) SME Banking  

Next, it covers Education. It was a welcome change to see the Talk touch upon Education as theoretical knowledge needed to excel at SME Banking, and not merely as Qualifications needed to enter SME Banking. It discusses following headings for Education in SME Banking:
     2) Accounting  
     3) Contextual Knowledge  
     4) Laws  
     5) Project Finance  
     6) Credit Policy  
     7) Current Awareness  

Then, the Talk focuses on the most important component that is Skills. Skills are the most important factor determining success in a SME Banking. It defines Skills in terms of following items for SME Banking:
     8) Communication  
     9) Logical Thinking  
     10) Analytical  
     11) Due Diligence  
     12) Documentation  

Positives of SME Banking are quite interesting. This Talk defines Positives in terms of following items for SME Banking:
     13) Individual Growth  
     14) Exposure  
     15) Improvement in Decision Making  
     16) Career Growth  

Challenges define SME Banking as much as the Positives of the same:
     17) Desk Job  
     18) Long Working Hours  
     19) Continuous Skill Upgradation  
     20) High Responsibility  

In the final section of the Talk, Praveen Kumar talks about How a day goes in a Career in:
     21) SME Banking  




Career Counselling 2.0


Career Counselling 2.0






Relevant Links







LifePage Career Talk on SME Banking


Career Counselling 2.0
[Career]
https://www.lifepage.in/careers/sme-banking


Career Counselling 2.0
[Full Talk]
https://lifepage.app.link/20171206-0001


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[Trailer]
https://www.youtube.com/watch?v=J9chbmewQ-Q


(SME Banking, Praveen Kumar, Bank of Baroda, Deputy General Manager, Banker, Finance Management, Analytics, Capital Investment)





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