Retail Banking
Abhishek Panwar | Assistant Manager | Axis Bank LtdWhat is Retail Banking?
A Career in Retail Banking is very interesting. One should first understand What a Career in Retail Banking entails before investing time and effort to figure out How to start a Career in Retail Banking. The most authoritative source of information on Retail Banking is someone with real experience in it.
Assistant Manager Abhishek Panwar has 4 years & 3 months of professional experience in Retail Banking. According to Assistant Manager Abhishek Panwar, Retail Banking is:
Banking basically means money. Dealing with public money, which the bank is liable to pay. Now banking is a basket of products, providing insurances, loans etcetra, which is in some ways helping people.
How Assistant Manager Abhishek Panwar got into Retail Banking?
After completing my graduation from Tula's Institute and post graduation from Manipal University, I started working with Axis Bank Ltd as an Assistant Manager since 2015.
Assistant Manager Abhishek Panwar's Talk on Retail Banking |
|
Starts with what is: | |
1) | Retail Banking |
Next, it covers Education. This Talk is unique because it talks about Education in terms of things which can be learnt from books, to excel at a Career in Retail Banking and not as a list of Qualifications, which one needs to get into Retail Banking. It explains Education needed in Retail Banking with these items: | |
2) | Accounting |
3) | Share Market |
4) | Third Party Products |
5) | Bank Policies and RBI Policies |
6) | Management |
Then, the Talk focuses on the most important component that is Skills. Sills and success in Retail Banking go hand in hand. One needs to get a hold of essential skills. It explains Skills needed in Retail Banking with these items: | |
7) | Good Listener |
8) | Calm and Patience |
9) | Alertness |
10) | People Skills |
11) | Team Management |
12) | Mental Strength |
It is important to get an understanding of the Positives of Retail Banking. The Talk goes through this list of Positives of Retail Banking: | |
13) | Meeting New People |
14) | Networking |
15) | Respect |
16) | Monetary Satisfaction |
17) | Job Satisfaction |
It is important that one develops a fair understanding of the Challenges of Retail Banking: | |
18) | Difficult Customers |
19) | Pressure |
20) | Time Management |
21) | Work Life Balance |
22) | Risky Job |
In the final section of the Talk, Abhishek Panwar talks about How a day goes in a Career in: | |
23) | Retail Banking |
Install the LifePage App to:
- (for Free) Watch Assistant Manager Abhishek Panwar’s full Retail Banking Career Talk
- (for ? 100 or ? $ 1.4) Do a Self Assessment on Retail Banking to calculate your Dream Index, which is defined as:
According to Abhishek Panwar your chances of success in Retail Banking is __%
- Access your personalized Dream Index Report which will have all your Dream Indices sorted in descending order.
How to get into
Retail Banking?
If you are want to get into Retail Banking, start by investing in a Career Plan.
The 14 hour process, guided by a LifePage Career Advisor, will help you introspect and check whether your interest in Retail Banking is merely an infatuation or is it truly something you wish to do for the rest of your life.
Next, your Career Advisor will help you document how you can get into Retail Banking, what education and skills you need to succeed in Retail Banking, and what positives and challenges you will face in Retail Banking.
Finally, you will get a Career Plan stating which Courses, Certifications, Trainings and other Items you need to do in the next 7 years to become world’s best in Retail Banking.
LifePage Career Plan
14 hour personalized guidance program
Your LifePage Career Advisor facilitates your guided introspection so that you systematically explore various Career options to arrive at a well thought out Career choice.
Next: your Advisor helps you figure out how you will get into your chosen Career and how will you develop the skills needed for success in your Chosen Career.
LifePage Plan will not stop at saying "to become an Architect study Architecture". It will guide you on which Certifications, Trainings and Other items you need to do along with your Architecture education to become the world's best Architect.
Links for this Talk
Assistant Manager Abhishek Panwar's LifePage:
[LifePage]
https://www.lifepage.in/page/abhishekpanwar
LifePage Career Talk on Retail Banking
[Career]
https://www.lifepage.in/careers/retail-banking
[Full Talk]
https://lifepage.app.link/20170610-0001
[Trailer]
https://www.youtube.com/watch?v=RZWe_5b0k-I
(Retail Banking, Abhishek Panwar, Axis Bank Ltd, Retail Banking, Banking, Finance, Sales, Retail Analytics, Business Development, Analytics)
Similar Talks
Retail Banking
Rajni Pandey
Assistant General Manager | Public Sector Bank, Dehradun
Assistant General Manager | Public Sector Bank, Dehradun
[ 17 years & 1 month Experience ]
Banking is not only confined to transactions, tallying of balance sheets and debits or credits, It has become a field in where sourcing of accounts, business development and servicing are also important. With that various loans like home loan, car loan etc. is also involved. There are also investment advisory services involved such as Mutual Funds.
"I have done my schooling from Welham Girls School, Dehradun. Completed my B.Sc and MBA from Lucknow University and started working in public sector banks and it has been almost 15 years in the same field. I am currently working in prominent branch of a public sector bank in Dehradun as Assitant General Manager."
Bank regulation is a form of government regulation which subjects banks to certain requirements, restrictions and guidelines, designed to create market transparency between banking institutions and the individuals and corporations with whom they conduct business, among other things.
"After doing my schooling from Raja Ram Mohan Roy Academy Dehradun, I did my B Tech in Computer Science from Tulas Institute, Dehradun. After that, I did MA in Economics from Mumbai University and then worked for Union Bank, Dehradun. Thereafter, I joined RBI as Manager in Forex Exchange Department working on Banking Regulation."
SME Banking services provides financing solutions to small and medium enterprises (SME) to grow their businesses in India and abroad.
"After completing my BA in Economics, English and Maths from HNB Garhwal University, I got placed at Bank of Baroda. I served there for 38 years. I retired as Deputy General Manager from Bank of Baroda."
Loan Processing
Siddhartha Ranadive
Junior Officer | Janata Sahakari Bank
Junior Officer | Janata Sahakari Bank
[ 7 years & 8 months Experience ]
Loan processing is an entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed, and the aggregate amount (principal plus interest) is placed on the lender's books as an asset.
"After completing my education, I did certifications courses from NCFM (National Stock Exchange Certification in Financial Markets) and Indian Institute of Banking in Capital Market and Loan Monitoring respectively. I started my professional career with eClerx as an Analyst and I am working with Janata Sahakari Bank as a Junior Officer."
[Install the LifePage App to access all Talks]